As the government shutdown continues, many federal employees and military families are feeling the financial strain. While service members are still scheduled to be paid on October 15, many federal civilians, even those working as “excepted” aren’t receiving pay right now.

The good news: many banks and credit unions are stepping up to help. Institutions like United Services Automobile Association (USAA) and Navy Federal Credit Union (NFCU) are offering zero-interest loans and payment relief for qualifying members. You can also check the American Bankers Association’s verified list of participating banks at aba.com/government-shutdown-bank-action-2025

Scammers often take advantage of situations like this. To stay safe:

• Go directly to your bank’s website. Type the URL yourself (for example, usaa.com or navyfederal.org).
  
• Don’t click links from random emails, texts, or social media posts claiming to offer “shutdown relief.”
• Use trusted sources like the ABA’s official site to confirm real programs.
• Call your bank directly using the number on your card or their mobile app to ask about help.

You’re Not Alone... Financial relief is available. You just need to go through legitimate channels. Check official sites like:

• usaa.com/support/government-shutdown-program
• navyfederal.org/about/government-shutdown.html

If in doubt, don’t click — call. Help is out there, and your bank wants to see you through this shutdown safely.

Starting your own business is more than paperwork; it’s a leap of faith backed by preparation, purpose, and passion. I’m proud to share that I’ve officially launched Abbott Safety & Health, LLC, a Colorado-based company dedicated to providing safety and occupational health consultation as well as notary services.

Establishing the Foundation
After years of professional experience in safety and health, I decided it was time to create something of my own — a business built on integrity, knowledge, and service to others. The first steps were administrative but essential:

• I filed the Articles of Organization with the State of Colorado, officially forming a Limited Liability Company (LLC).
• I obtained an Employer Identification Number (EIN) from the IRS, a key step for tax and business identity purposes.
• I opened a business bank account, ensuring all financial transactions are handled transparently and professionally.
  

These steps may seem routine, but each one represents the structure and legitimacy behind a dream turning into reality.

My Mission
Abbott Safety & Health, LLC exists to promote safe, healthy, and compliant workplaces. My goal is to help organizations identify risks, improve safety culture, and ensure the well-being of every worker. Whether it’s conducting hazard assessments, developing safety programs, or providing occupational health consultations, I believe that prevention and education are the cornerstones of every successful business.

In addition to safety consulting, I’m also offering notary services because accessibility, trust, and professionalism should be available to everyone in the community.

Looking Ahead
Starting this business is just the beginning. I’m excited to connect with local businesses, organizations, and individuals who share a commitment to safety, health, and integrity. My vision is to make Abbott Safety & Health, LLC a trusted partner for companies that value their people and their communities.

If you’re in Colorado and need help with workplace safety, health compliance, or notary services, I’d love to connect.